When to select debit or credit card at the checkout?

Merchants have been pushing consumers to use bank debit cards over credit cards.  And there’s good reason, for them.  A general rule of thumb is select credit unless there is no fee to use debit. Increasing number of banks and debit card providers have been charging consumers upward of $2-$4 per debit purchase transaction.  This...

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What is the best day of the month to shop for a new credit card, car, insurance, or other credit?

  Credit scores can vary from bureau to bureau and can impact in dramatic ways in the interest rates you receive from credit card companies, your auto or homeowners insurances, or even a job offer.  With Experian, Equifax, and Transunion leading the industry, experts have noted a pattern in how and when reporting is done. ...

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Going beyond the TV commercials

Insurance companies have created some of the best TV commercials to attract customers.  Learn and share more amazing secrets like this when you become a member and beat them at their own game.....  ...

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How we turned a $199.94 refund request into a $91.99 profit on eBay!

It was expected to be a complete loss of money.  It was expected to be a complete loss of time.  But it turned into a profit as a result of planning and understanding a small loophole that eBay shoppers don’t know about.   Read to the end to discover how easy the process was.  ...

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The #2 shopping secret on the internet

AmazingSecrets.com recently shared the #1 secret on the internet; how thousands of businesses are making a killing profit off everyday consumers like you.  Today, let’s take a look at the #2 secret.  These days virtually every site offers speed, quality, and access guarantees.  While the promises and guarantees made can be heart-warming and luring; however,...

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Protect yourself from Made in China Junk

Not all products made in China are junk.  But many are.  So what’s the best way to protect yourself from becoming a highly disappointed owner of a Made in China product?  Buy extended warranties when offered by your shopping sites.  If anything goes wrong, it will take less than 5 minutes to file a claim...

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Roadside Assistance not helping?

A member of Amazing Secrets notifies us that her roadside assistance through Esurance covers only $70 of her towing cost.  She was unprepared to pay the remaining $55 out of her pocket.  While this might seem like a simple fix; at the wrong time –this is a traumatic experience no one wants to be caught...

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Does your homeowner policy cover 100% of roofing damage?

Many homeowners learn the hard way— when it’s too late!  Imagine a snowstorm, hail, tornado, hurricane, or another natural disaster hit and your home is caught in the crossfire.  So you reach out to the insurance company and on the other end of the phone a friendly voice tells you that based on the age...

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Buying car insurance?

Insurance companies are quick to recommend buying the highest policy amount only to follow by a high premium quote.  The insurance agent’s strategy is often to advise increasing the deductible to lower a premium.  In many parts of the country consumers are afraid to file claims simply because they are subjected to a high deductible. ...

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Insurance for non profit organizations

Are you looking to purchase insurance for your non profit organization?  The difference between lowest and highest quote can be 3 times.  Here’s the secret:   Don’t shop for non profit insurance through a retail insurance agency such as State Farm, Allstate, Liberty, Farmers, Century 21, Esurance, etc. If you are running a non profit, there...

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