When to select debit or credit card at the checkout?

Merchants have been pushing consumers to use bank debit cards over credit cards.  And there’s good reason, for them.  A general rule of thumb is select credit unless there is no fee to use debit. Increasing number of banks and debit card providers have been charging consumers upward of $2-$4 per debit purchase transaction.  This...

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What is the best day of the month to shop for a new credit card, car, insurance, or other credit?

  Credit scores can vary from bureau to bureau and can impact in dramatic ways in the interest rates you receive from credit card companies, your auto or homeowners insurances, or even a job offer.  With Experian, Equifax, and Transunion leading the industry, experts have noted a pattern in how and when reporting is done. ...

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Why should you have two or more bank accounts? One word SAR!

The original intent was to protect banks from cyber crimes, human smuggling and human trafficking, fraud, and a list of other financial crimes.  Bank employees are required to file a report (SAR) on customers with “suspicious” banking activities.  Such examples include large cash deposits ( over $500), wire transfers, electronic deposits, unusual credit or refunds,...

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multiple offers on a home?

In a multiple offer situation most agents and buyers automatically assume that all offers made must be at either full price, or near full price.  These speculations/assumptions can push biddings artificially high fueling buyers to pay a higher market price.  What is often ignored, or undisclosed, is the possibility that the competing offers can be...

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Killing real estate commission with a flat fee MLS listing?

Learn and share the inside scoop on amazing secrets like this when you become a member. https://www.youtube.com/watch?v=QDEwrb_PKVE...

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Roth IRA, Now Roth 401K?

A great youtube video on what a ROTH is.  Learn and share more amazing secrets like this when you become a member....

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Saving money on your home mortgage loan

This video shows you how to pay off your 30 year loan in approximately 6-8 years sooner without increasing your monthly payments.  When you  become a member of AmazingSecrets.com we'll show you how to setup a bi-weekly program without paying fees to banks or third parties. Learn and share more amazing secrets like this when...

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How we turned a $199.94 refund request into a $91.99 profit on eBay!

It was expected to be a complete loss of money.  It was expected to be a complete loss of time.  But it turned into a profit as a result of planning and understanding a small loophole that eBay shoppers don’t know about.   Read to the end to discover how easy the process was.  ...

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The #2 shopping secret on the internet

AmazingSecrets.com recently shared the #1 secret on the internet; how thousands of businesses are making a killing profit off everyday consumers like you.  Today, let’s take a look at the #2 secret.  These days virtually every site offers speed, quality, and access guarantees.  While the promises and guarantees made can be heart-warming and luring; however,...

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Buying car insurance?

Insurance companies are quick to recommend buying the highest policy amount only to follow by a high premium quote.  The insurance agent’s strategy is often to advise increasing the deductible to lower a premium.  In many parts of the country consumers are afraid to file claims simply because they are subjected to a high deductible. ...

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