========================================================== AMAZING SECRETS UPDATE Now A Monthly Financial and Trade Secrets Publication Published By Kosol P. Sek Issue # 5 ===== EVERYTHING YOU'VE ALWAYS WANTED TO KNOW ===== PLEASE NOTE ...This Website can change your life! 1. FEATURE ARTICLE ************************************************** How To Borrow Money Interest Free! ************************************************** (c) 1999 by Kosol P. Sek This article assumes that you are currently employed. Most taxpayers allow too much of their income to be withheld from their paychecks. At the end of the year, they file for a tax refund and get the money back. In effect, they're giving the IRS an INTEREST FREE loan. Well, now you can do something about it. Simply amend your W2 form ( your boss has one on hand ) so that you are purposely under-withholding. Take the extra cash and use it as your heart desires. You can then pay back the "loan" later in the year by increasing your withholding to cover the shortfall. The government does not care whether you withhold $1 or your whole month's salary. Uncle Sam treats it as if it had been taken evenly throughout the year, as you are taxed a percentage of your YEARLY income. Therefore, you pay no interest, or penalties. It does not matter to your employer one way or the other. The second method involves taking the amount of your last years refund and divide by 52 ( if you are paid weekly ) or 26 ( every two weeks ). For example, you are paid weekly, and you had a refund of $2000. Your weekly excess withholding was $38.46. Multiply this by 4 and you can take home an additional $153.84 per month. Assuming that this years earnings equals last year's. Now I know that $153.84 doesn't sound like much, but over the course of 12 months, you will have $1846.08. With this extra money, you could pay off a typical 30 year mortgage in 17 years. And you will save over $80,000 in mortgage interest. Don't have a home? No problem! You can buy one now. When you consider that the average American owes about $3500 in credit card debt, and based on making the minimum payments, it will take over 10 years to pay off. What could $1846.08 do to the $3500 that you could be owing right now? The same strategy could be used to pay off your car or personal loans. Heck, why not take one or two vacations with that money, eat better food, or even get a special gift for that special someone in your life. This is money that is rightfully yours. In one of our other reports, we show you how you can take out more money out of your regular paycheck ( $100 -$1000 ) and never have to pay back. In fact, you may even get a tax refund. :) <<>><<>><<>><<>><<>> Okay one more! This method assumes you have already setup an IRA account. And why not? If you do not have an IRA account, you are really screaming to be in the 95% of Americans that will either bedead, or DEAD BROKE by age 65. You are allowed to set aside $2000/year into your IRA. This strategy is also tax free and penalty free. Current tax law says that if you withdraw money out of your IRA before age 59 1/2, you have to pay 10% penalty tax. But it also says that NO PENALTY is owed if you take the money out in the form of an annuity -- a series of equal payments over your life expectancy. Here's how yoiu can take out all your cash at ONCE. Take out a home equity loan up to $100,000. Use the annuity payments from the IRA to pay the mortgage. The Annuity payments are taxable income, but YOUR INTEREST payment on your home equity mortgage is TAX-DEDUCTIBLE. Therefore, you offset your taxes. DEPENDING ON YOUR LIFE EXPENTANCY AND INTEREST RATES, YOU CAN END UP TAKING ALL THE MONEY TAX FREE NOW. <<>><<>><<>><<>><<>> <<>><<>><<>><<>><<>> ***************************** Kosol P. Sek is an Internet Marketer and publisher of the "Amazing Secrets Website!" ============================================================= 2. COMING SOON REAL SOON TO AMAZING SECRETS! ******************** CLAIM YOUR PARENTS AS DEPEDENTS -- even if they live hundreds of miles away and you pay less than half of their support! ******************** DOUBLE YOUR TAX DEDUCTION -- without spending a penny more than you do now! ******************** FREE MONEY -- yours for the asking! ******************** MAKE YOUR GRANDCHILDREN A TAX-FREE MILLIONAIRE! ******************** AND MORE......Thousands of dollars worth in little-known secrets YOURS FREE when you become a member.... ************************************************** Content provided by Kosol P. Sek For informional purposes only. Administrator For Amazingsecrets.com... Everything You've Always Wanted To Know http://www.amazingsecrets.com (C) 1999 Amazing Secrets Company. All Rights Reserved. ============================================================= That's it folks ... God Bless You : ) ===== A M A Z I N G -- S E C R E T S -- ===== (c) Copyright 1999, Amazingsecrets.com! http://www.amazingsecrets.com $$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$