How Do You Compare?
SEE THE REAL PICTURE!
| Decision Factor | Typical Consumer | Smart Consumer | Amazing Secrets Member |
|---|---|---|---|
| Buying Homes: | Buy With Emotion Using The Realtors Brother In Law To Appraise Value | Buy At $1000 below asking $ Using Realtor's Appraisal ( often overvalued ) | Know how to find "Motivated Owners", use national appraisal, save thousands |
| Selling Homes: | Use real estate agent, pay 7% commission ( using 10 years worth hard earned equity ) | For Sale By Owner, read how to sell homes books, pay agent only for buyer, pay thousands in unnecesary closing fees | USE agents to show homes, get the highest appraisal by anyone, sell at appraised value, and make thousands more... |
| Estate Management: | Absolutely no planning until funeral day | Living Will, 10% in probate fees, take months to close | Living Trust, no probate fees, close in one day. |
| Employment: | Working hard 40-60 hours/week ( maybe two jobs ) just to catch up on bills, pay 40-60% taxes weekly, it's a way of life. Happy to get a tax refund ( money he borrowed to Uncle Sam without interest ) | working 40 hours/week, increase exemptions so not to overpay in taxes, have $15,000 401K plan, but owe $7,500 in credit cards and $100,000 mortgage or paying rent monthly | Pay zero in taxes, 401K plan, credit cards paid off now, Uncle Sam Pays half rent or mortgage, new computer, travel, etc.. |
| Mortgage Payments: | Average mortgage $100K, pay off in 30 years, takes seven years to pay off $6000 original closing cost | Pay $400 one time fee for a bi-weekly mortgage program ( + servicing fees ), pay off loan in 21 years, Save $65,000 in interest | Pay Zero fee, pay off in 14 years or sooner, save $130,000 |
| Credit Card Debts: | Owe $3000 total, Pay bank rate, Pay monthly on time to avoid late fees, takes 10 years to pay off $1,500, owe for life, likely to file BK at least once. | Get lower interest rate, pay more than minimum every month, pay off in 5 years, starts this cycle again and again | Lowest rate, pay off in two years without sacrificing a dime more than last month, don't need credit cards after that |
| Shopping habits: | Buy two get 25% off | Buy one get one free | Buy Both at 90% off |
| Freedom: | Must work no vacation, beer time on Monday, Friday, Saturday | Travel yearly maybe twice, car payments, house payments, and good credit. | Travel Free Anytime, live better, retire sooner, owned everything clear and free sooner, have more money, Uncle Sam pays for many expenses, don't even need credit |
| Internet access? | $19.95 | Pay $200 one time fee, free for life | Pay Zero and get lifetime free |
| Achievement Level: | A Free TV GUIDE, burger and fries, and FREE car wash for family. It's a way of life. Has no motivation, if it's so easy how come no one else is doing it :). THIS PERSON LIKES TO BLAME PEOPLE FOR HIS PROBLEMS | Thinks he knows all, hear all, tried every money making opportunity out there, if it's too good to be true it probably is.. | Quietly getting rich without risk. Doing nothing more than the others but knowing more, bottom line is result. |
| Conclusion | Loser. This person knows the exact time and place of every ball game on TV, but can't tell you what he paid in interest on his credit cards or house payment this month, he will retire with less than $3000 in savings, has nothing to his name, no equity to his name because he pays out everything in commission, depends on government or family for support, and social security benefits | Average, retire at 65, have winter home in Arizona, a boat, a car, a home paid in full, but have health problems from working his life away for 65 years | Retires many years sooner, travel many times more, eat better food, own very nice cars, homes, live a healthy lifestyle, and has much to offer his family, GOES TO CHURCH WITH FAMLY |