Priceline.com and Booking.com True Story With Proof: How their screw up will leave you stranded at 3AM without a hotel reservation.

If you must insist on using Priceline.com/Booking.com and want to avoid getting stranded in the middle of the night without reservation, read this.  Imagine it’s 2AM in the morning and after hours of flying you arrive at your hotel destination.  You attempt to check-in to a hotel that you had booked through Priceline.com ( powered...

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Why are there so many real estate agents?

Real estate is where the easy money is because you will be dealing with big numbers.  Even a 6% commission on a $300,000 property pays $18,000.  When was the last time you received a $18,000 paycheck?  And yet, if real estate is where the easy money is, why do consumers tend to assume it’s so...

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What you need to know about selling your home in 1 day, 5 days, and 30 days. Why it’s scientifically costly to you!

In the old days ( about five years ago ), magazines and newspapers became overnight dinosaurs for selling houses — they became vehicles to advertise real estate agents and investors.   But not for getting homes sold since most buyers were searching online.  Several books on how to sell homes in 1 day, 5 days, 30...

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When to select debit or credit card at the checkout?

Merchants have been pushing consumers to use bank debit cards over credit cards.  And there’s good reason, for them.  A general rule of thumb is select credit unless there is no fee to use debit. Increasing number of banks and debit card providers have been charging consumers upward of $2-$4 per debit purchase transaction.  This...

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How to obtain a U.S. passport the quickest without paying expedited processing fees

The quickest, safest, and least expensive way to obtain a United States passport is by using a little-known secret at the U.S. State Department’s site.  This secret works all year round whether you need a passport during the slow season between March and October or other times of the year.  Unsurprisingly, Holidays will slow processing....

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What is the best day of the month to shop for a new credit card, car, insurance, or other credit?

  Credit scores can vary from bureau to bureau and can impact in dramatic ways in the interest rates you receive from credit card companies, your auto or homeowners insurances, or even a job offer.  With Experian, Equifax, and Transunion leading the industry, experts have noted a pattern in how and when reporting is done. ...

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Why should you have two or more bank accounts? One word SAR!

The original intent was to protect banks from cyber crimes, human smuggling and human trafficking, fraud, and a list of other financial crimes.  Bank employees are required to file a report (SAR) on customers with “suspicious” banking activities.  Such examples include large cash deposits ( over $500), wire transfers, electronic deposits, unusual credit or refunds,...

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multiple offers on a home?

In a multiple offer situation most agents and buyers automatically assume that all offers made must be at either full price, or near full price.  These speculations/assumptions can push biddings artificially high fueling buyers to pay a higher market price.  What is often ignored, or undisclosed, is the possibility that the competing offers can be...

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When you hear anonymous web surfing, what comes to mind?

Pornography? Criminal activities? Hiding your new job searches at work? How about saving money? You see, many large websites such as Priceline, eBay, Amazon, and others are using cookies to track your shopping and searching patterns so they can scientifically "guess" which product or service best to serve you.  Sometimes the price of goods and...

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